Term Insurance

Secure Your Family’s Future with Term Insurance

Term insurance is a pure life protection plan designed to provide your loved ones with financial stability in case of your untimely demise. It offers a large life cover at affordable premiums, making it the most essential component of a family’s financial planning in India.

By paying small premiums, you ensure that your family’s goals—such as home, education, or lifestyle—are never compromised even if you are not around. With options like Return of Premium, Accidental and Critical Illness Riders, Term Insurance has evolved to meet the modern Indian’s protection needs.

“Your family’s financial independence should never depend on uncertainty.
A Term Plan ensures their security, no matter what.”

Krokodile Insurance Advisory Team

How Term Insurance Works

A term plan provides coverage for a chosen time period (say 20 or 30 years). If the insured passes away during this time, the insurer pays the sum assured to the nominee. If the insured survives the policy term, some plans offer a Return of Premium feature, returning all premiums paid.

• ✅ Choose your desired coverage amount and policy term.
• ✅ Pay premiums regularly (monthly, quarterly, or yearly).
• ✅ Nominee receives the death benefit in case of demise during the term.
• ✅ Optional return of premium on survival.
• ✅ Add riders for enhanced protection (Accidental Death, Critical Illness, etc.).